YOUR PRIVACY
Health Insurance Specialists, Inc. values your trust as one of our most important assets. We are committed to preserving that trust and to protecting your privacy. This Privacy Policy is provided to you so that you will understand what Health Insurance Specialists, Inc. does with the personal information you provide. This policy applies with respect to our insurance products and services.
INFORMATION WE COLLECT ABOUT YOU TO CONDUCT OUR BUSINESS
We collect nonpublic personal information about you to serve your insurance needs, conduct our insurance business, provide you with customer service, and fulfill our legal and regulatory requirements. “Nonpublic personal information” is information about you that is personally identifiable and that we obtain in connection with providing you insurance products and services. The type of information that we collect includes the following:
- Information on your applications or other forms (such as your name, Social Security Number, address and telephone number)
- Information about your transactions with us or others (such as prior claims and payment history)
- Information from consumer reporting agencies (such as loss history reports, credit history, and Motor Vehicle reports)
- Information from other sources (such as medical information if we provide life, long-term care, a health policy, or workers compensation for you)
INFORMATION WE DISCLOSE ABOUT YOU
We disclose nonpublic personal information about our customers or former customers ONLY AS PERMITTED BY LAW and only for the purpose of securing insurance products on your behalf as requested by you, or to provide service on these policies such as claim resolution, coverage additions/deletions or policy remarketing efforts. For example, we may disclose information about you in response to a subpoena, to prevent fraud, or to comply with an inquiry by a government agency or regulator. Every insurance carrier we represent has their own privacy policy that you will receive directly from them. We do not sell your nonpublic personal information to anyone.
SECURITY MEASURES
We restrict our employees’ access to nonpublic personal information about you to those individuals who may need to know that information to conduct our business on your behalf. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.
ADDITIONAL INFORMATION
If you cease to be our customer, our Privacy Policy, as amended from time to time, will continue to apply to the extent that we retain information about you that we collected while you were our customer.