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Health Insurance Plans:
Consumer Directed Healthcare Plans (HSA)
HSA accounts are actual individual accounts, owned and controlled by the employee and are designed to be tools to help create awareness on the insured’s part as to the cost of medical services…. (More Details)
Healthcare Plans for Individuals & Families
With fewer and fewer employers providing health insurance for their employees, many are turning to private health insurance solutions. There are several alternatives to health insurance, including Short-Term, Long-Term, Prescription Discount Cards, and Medicare…. (More Details)
Life Insurance
The primary reasons to buy life insurance are to create an estate or to protect an estate. It can guarantee that your family and loved ones will be protected financially in the event of your death… (More Details)
Advanced Wealth Accumulation Strategies
Premium Financing Insurance
A way for high-net-worth individuals (generally over the age of 50) to obtain the life insurance coverage they need without having to utilize other high yielding assets. Life insurance premium financing is a tool that an individual with substantial assets uses to cover the upfront costs and premium payments on a life insurance policy… (More Details)
Captive Insurance Planning
A property and casualty insurance company established to provide coverage primarily for a parent company. In many cases, the owner of the parent company is also the owner of the Captive; however, the arrangement may be alternatively structured so the Captive is owned by another person, entity, or trust. The costs of this type of planning have become very affordable… (More Details)