As we recently posted about Lipitor, many drug companies are coming out with their own discount cards and coupons to help your prescription drug costs become more affordable. Even for those who have insurance, high deductibles often make the cost of life saving prescriptions almost impossible to purchase. The trick is knowing where to look to find the help.
There is a new phone app by LowestMed.com that allows you to search for your prescription at all nearby pharmacies and compare the prices. The downside to this app is that it doesn’t account for your insurance, some insurances cover a certain amount of prescription costs and depending upon your current progress with your deductible, you may not have to pay at all. For high priced meds not covered by insurance, LowestMed.com’s app doesn’t really help you find the lowest price. There is a website called PharmacyChecker.com that allows you to search internationally for the best price for your prescription. It also has a pharmacy rating review and includes shipping as well as other fees.
Neither of these tools account for the help that is sometimes offered by the drug companies themselves. It’s always best to visit the pharmaceutical makers website, for example Pfizer offers a program called Helpful Answers that walks you through the various programs you may qualify for and how to apply for them (http://www.pfizerhelpfulanswers.com/pages/misc/Default.aspx). Even doing a Google search with your drug name and the word coupon (example: “Lipofen coupon”) will often yield some sort of help. Just like any other internet gimmick out there, keep in mind that there are many frauduelent sites that will want to collect your information for SPAMMING or even your financial information. You should not have to offer ANY financial information online in order to apply for any of these prescription help programs. A good way to judge whether or not a website is legitimate is to look for a BBB rating or VeriSign site certificate (these would be located in the bottom footer of the website), click them to make sure they actually match the site they are on.
If you are looking for a lower deductible health insurance plan, short term coverage, or a new health insurance plan, visit Health Insurance Specialists online store at http://www.benefitstore.net/BenefitStorePage.aspx?broker=320# or contact Jon Belinkie at 301-590-0006.