Health Resources
Our Health Resources page shares news, tips and tools that we hope you will find useful. Feel free to participate in the discussions posted! Follow us on Twitter or Facebook to stay up to date with our latest posts.
The solution to your Health Insurance woes
When looking for Health Insurance, How Do You Feel? Confused? Overwhelmed? Stressed? Frustrated? How about a bit helpless? With all the choices in health care these days, making a selection is nearly impossible. Between choosing which of the many companies to use, who has better coverage, who has better plans, or who is the most cost effective, it is likely to put a strain on anyone’s frame of mind . Let Health Insurance Specialists ease your worries and avoid the stress. Health Insurance Specialists, Inc. offers a variety of services and works with numerous provider such as Aetna, Anthem, Assurant Health, Care First Blue Cross and Blue Shield and United Health, just to name a few. It is our intentions that our clients are able to make an educated and informative decision unto which one of our providers best suit their needs with our easy to use plan comparison tools. Be sure to visit our Benefit Store, where you are able to review all the products Health Insurance Specialists offer. Our specialized agents are here to take the pressure off, and assist you with your Health Insurance needs. Let us answer your questions, make the comparisons, figure out the details and work the numbers so that your decision is simple to make. For any other questions or concerns contacting our agents is as simple as pushing a button and sending an email or making a simple phone call. You can also fill out our online contact form and we will get back to you with assistance quickly. Jon Belinke Phone: (301) 590-0006 Fax: (301) 590-0661 Email: jbelinkie@his-inc.com
Featured Custom Service: Implementing the Davis Bacon Act
Highlighted Customer Service: Implementing the Davis Bacon Act The Davis Bacon Act was created during the Great Depression, when one out of four Americans were unemployed. Representative Robert Bacon of Long Island, took notice that a contractor hired to build a local Veterans Bureau Hospital, chose to hire African American workers from Alabama at a cheaper wage, as opposed to the local unemployed workers requiring minimum wage. It was at this time that Representative Bacon as well as Senator James Davis of Pennsylvania presented the Davis-Bacon Act to congress. The act itself was created to ensure that federal construction jobs would be reserved for local workers at a fair pay scale. In 1931 when the Davis Beacon Act became effective, the law established by the United States Federal Government, requiring payments prevailing wages on government contracted jobs. This includes all public work projects, construction, alteration, or repair of public buildings. Wages paid out on these jobs must be no less than the locally prevailing wages and benefits paid on similar projects.
Retirement Planning
The general rule of thumb when it comes to retirement planning is saving sooner is always better than saving later. But how much does someone need to retire? That of course depends on your age and investments. According to the Social Security Administration, the normal retirement age is about 66 years old and most people would consider a million dollars enough to live on based on the general populations life expectancy of 85 years old. However, given the eroding effect of inflation – a goal of $2.5 million is more accurate. Consider this, a 25 year old today that saves $5,000 every year for forty years will retire with nearly a million dollars, assuming it is a 7% rate of return. A 35 year old that begins to save $5,000 annually will turn 65 with only $472,000. To get to one million dollars in thirty years rather than forty the 35 year old would need to save at least twice as much as a 25 year old.
Featured Service: Consulting Services
Whether your business needs to develop a new revenue strategy, customize a stronger growth plan or solve an urgent issue, Health Insurance Specialists can help your business meet it’s needs. We offer a framework that helps organizations improve their performance through the analysis of existing business problems and then we provide development plans for improvement.
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