Health Resources
Our Health Resources page shares news, tips and tools that we hope you will find useful. Feel free to participate in the discussions posted! Follow us on Twitter or Facebook to stay up to date with our latest posts.
Dental Insurance – Show Your Mouth Some Love
This holiday season, amongst the sweets and hard candies you are surely to pluck from heart shaped bowls everywhere, you may want to think back to your last dental check up. Are you a regular, every six months? Or only visit when something starts to ache? To prevent the dreaded drilling and pain, it’s best to stick to those six month visits! So whether you do not have Dental Insurance or are looking to improve or supplement your current coverage, look no further. Health Insurance Specialists provides the one stop shop to comparing and purchasing dental coverage all in one place at our Online Store >>
Happy Groundhogs Day
On February 2nd of every year, as tradition we await the determination of the future weather by a groundhog. And not just any groundhog, but a groundhog named Punxsutawney Phil. So the question remains in 2012, did Phil see his shadow? The answer is yes, according to legend this means six more weeks of winter as opposed to an early spring. While believing in the four legged forecaster is a belief left for our children, scientists have determined that there is no real correlation between Phil’s predications and the weather. As a matter of fact, Phil is more often wrong then he is right. But let’s just humor Phil, and say that we are going to have longer winter weather this year, are you prepared? Do you have a solution to overcoming the winter blues? Well we do! How about a vacation to somewhere warm? The Caribbean, Australia, anywhere near the equator! Health Insurance Specialists Inc supplies not just Health Insurance, but Travel Insurance (including International travel), Trip Cancellation Insurance, Medical Insurance that caters to vacationing, as well as Identify Theft Protection. Pack your sunscreen for your trip and tuck your worries away, because HISI has you covered for all your vacation preparations. Contact us today to find the right product to fit your needs. Health Insurance Specialists, Inc. Jon Belinkie 17620-B Redland Road Rockville, MD 20855 Phone: (301) 590-0006 Fax: (301) 590-0661 Email: jbelinkie@his-inc.com
The solution to your Health Insurance woes
When looking for Health Insurance, How Do You Feel? Confused? Overwhelmed? Stressed? Frustrated? How about a bit helpless? With all the choices in health care these days, making a selection is nearly impossible. Between choosing which of the many companies to use, who has better coverage, who has better plans, or who is the most cost effective, it is likely to put a strain on anyone’s frame of mind . Let Health Insurance Specialists ease your worries and avoid the stress. Health Insurance Specialists, Inc. offers a variety of services and works with numerous provider such as Aetna, Anthem, Assurant Health, Care First Blue Cross and Blue Shield and United Health, just to name a few. It is our intentions that our clients are able to make an educated and informative decision unto which one of our providers best suit their needs with our easy to use plan comparison tools. Be sure to visit our Benefit Store, where you are able to review all the products Health Insurance Specialists offer. Our specialized agents are here to take the pressure off, and assist you with your Health Insurance needs. Let us answer your questions, make the comparisons, figure out the details and work the numbers so that your decision is simple to make. For any other questions or concerns contacting our agents is as simple as pushing a button and sending an email or making a simple phone call. You can also fill out our online contact form and we will get back to you with assistance quickly. Jon Belinke Phone: (301) 590-0006 Fax: (301) 590-0661 Email: jbelinkie@his-inc.com
Featured Custom Service: Implementing the Davis Bacon Act
Highlighted Customer Service: Implementing the Davis Bacon Act The Davis Bacon Act was created during the Great Depression, when one out of four Americans were unemployed. Representative Robert Bacon of Long Island, took notice that a contractor hired to build a local Veterans Bureau Hospital, chose to hire African American workers from Alabama at a cheaper wage, as opposed to the local unemployed workers requiring minimum wage. It was at this time that Representative Bacon as well as Senator James Davis of Pennsylvania presented the Davis-Bacon Act to congress. The act itself was created to ensure that federal construction jobs would be reserved for local workers at a fair pay scale. In 1931 when the Davis Beacon Act became effective, the law established by the United States Federal Government, requiring payments prevailing wages on government contracted jobs. This includes all public work projects, construction, alteration, or repair of public buildings. Wages paid out on these jobs must be no less than the locally prevailing wages and benefits paid on similar projects.
Travel Safety
With Christmas almost upon us and New Years a week away, many families are preparing for travel to see loved ones. Planning and packing for a trip can be a chore all in itself. Preparing for the possibilities of what can happen while on a holiday or winter trip is essential to staying a safe and healthy. With the help of Health Insurance Specialists, not only can all of you medical insurance needs be covered, but we can also assist with your auto insurance needs as well as travel insurance and identity theft protection. This is also a good time of the year to review or update your life insurance policies, long term care plans and wills. Please check out our online store or contact Jon Belinke for more information on how we can be of service to you, this holiday season. Preparation and organization are key factors when packing for a long distance trip. Be sure to take extra pillows and blankets for every member in the car. If the vehicle you are in happens to break down or worse, is involved in an accident, it could be little while for help to get to you. Your blankets, as well as coats, could protect you from the winter weather hazards and keep you warm.
Organized Lists
The holiday season is so hectic, and for most we are bound to forget something. Even Santa has a list to make sure he knows who to remember. By using adding these apps below to your phone, you are more likely to forget less while keeping yourself a bit more organized. Both of these apps can create any type of list you need, whether it is a grocery list or your things to do and they can be shared with others. They can also be linked to your calendar, or remind you of when things need to be done. Hope it makes your holidays (and life) a little less stressful. Droid: With TASKOS, you can add, edit or delete tasks, share them with your friends, write notes, set alerts and even make calls. I Phone: With the Family Organizer by Yaddahom, You can share to-do lists with family members, Make a master grocery list with staple items and other lists for on-the-fly needs. Create repeating events and task reminders and other to-dos with an unlimited folders and sub-folders.
Upromise
When doing your holiday shopping this year, what is better than a really good sale? How about cash back? That’s right; When you sign up at Upromise.com you actually get a percentage of your purchase back to your very own savings account. And it doesn’t have to just be on your online purchases, you can link it to your credit/debit cards and save at the grocery stores and gas stations. This is highly recommended! As an added bonus below are links to the apps for your cell phone, to help you keep track of your savings in the palm of your hand. Droid: Upromise for Android I phone: Upromise for Iphone
Staying healthy while holiday shopping
The holiday season has arrived, and for many of us that includes A LOT of gift giving and good sales. The accessibility of shopping is astonishing, the options are endless. In this technology day of age there are those of us who prefer to just stay home and shop from the safety our laptops, others prefer to use personal shoppers to deal with the nonsense at the stores; And still there are the millions of us who simply enjoy the hustle and bustle of the season. Shopping is also available on our website, whether you are shopping for Health Insurance or Car Insurance, Pet Insurance or Travel Insurance; all kinds of insurance to fit your needs are accessible at the HISI Online store. Follow this link to check it out. Shoppers today have become increasingly competitive, not only having the stress about if they will be able to get the gift they were looking for, but whether the holiday shopping hazards will include stampedes, pepper spraying, or simple household chemical attacks. Most people are only concerned with the sale of the day, not the germs, cold and flu viruses that they are bringing home to share. By following the simple tips below all of us can do our duty to share a healthy holiday season rather than receive the flu. TIP 1: Hand sanitizer. Alcohol based sanitizer is the quickest and easiest way to prevent the spread of
Lights & Ladders
One of my favorite family traditions during the month of December is driving up and down the streets of my neighborhood and looking at all the fun Christmas lights. Just like snow, it is amazing how the lights can just set the scene for a wonderful holiday. But for most, to get those gorgeous fun lights up is quite a chore and when unprepared can be quite dangerous. Did you know in one year more than 163,000 people make emergency room visits due to ladder accidents alone. In this week’s article we will discuss the proper techniques on how to safely use a ladder, as well as tips and guidelines to help avoid serious injury. Weight capacity: Portable ladders are categorized three different ways; Industrial, Commercial, and Household. Industrial ladders are heavy duty ladders with a load capacity of no more than 250 lbs. Commercial Ladders have a medium duty load capacity of no more than 225 lbs, best suited for painting and similar tasks. Household ladders are light-duty with a load capacity of 200 lbs. The most common type of ladder in a home is the step ladder for your everyday needs. With the right ladder and proper use, working above ground level should be no problem. Make sure you have an appropriate ladder and use correct technique for placement and climbing.
Food for Thanksgiving Thought
The first Thanksgiving was held by Pilgrims Fiction-Technically, American Indians, Europeans, and other cultures around the world often celebrated the harvest season with feasts to offer thanks to higher powers for their sustenance and survival. In 1541 Spaniard Francisco Vásquez de Coronado and his troops celebrated a “Thanksgiving” while searching for New World gold in what is now the Texas Panhandle. In 1564 feasts were held by French Huguenot colonists in (what is now) Jacksonville, Florida, English colonists and Abnaki Indians celebrated at Maine’s Kennebec River in 1607, and in 1610 Jamestown, Virginia colonists celebrated with the arrival of a food-laden ship that ended a brutal famine. It’s the 1621 Plymouth Thanksgiving that’s linked to the birth of our modern “Thanksgiving” holiday.

